Retirement Health Insurance Prior To Age 65

The American Rescue Plan just made Affordable Care Act Health Insurance less expensive for retirees in the next two years. Unfortunately, starting in 2023, this insurance will become more expensive, and for some people, much more expensive.
To keep your costs associated with health insurance at a reasonable level, it is imperative to understand how to control Modified Adjusted Gross Income (MAGI). Modified Adjusted Gross Income determines the amount of tax credits you can receive to offset the costs of Affordable Care Act Insurance.
To control Modified Adjusted Gross Income, you have to have a clear understanding of how to position your different income streams in advance of retirement to ensure you will not be paying exorbitant amounts for health insurance.
We are hosting a free webinar that is uniquely designed to help future retirees with more than $500,000 in investments reduce unnecessary health insurance costs prior to the age of 65:
During this webinar, you will learn:
  • Why contributing money to traditional IRAs, 401ks, and 403b accounts can significantly increase health insurance costs for households expecting income higher than $70,000 prior to age 65.
  • Why delaying Social Security can significantly reduce health insurance costs.
  • How contributing to Roth IRAs and Roth 401ks can significantly reduce your health insurance costs in retirement.
  • The critical role that your investments will play in providing you income before age 65.
  • How conversions from IRAs to Roth IRAs before retirement can save thousands of unnecessary health insurance costs
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Featured Speaker:
Ty A. Bernicke, CFP®, President,
Executive Wealth Manager

Ty Bernicke is the President of Bernicke Wealth Management and serves as a Senior Wealth Manager. Ty currently works with a limited number of clients that require wealth and/or investment management services. His research on investment management, retirement planning, and tax minimization strategies have been published or recognized by The Wall Street Journal, Forbes, The New York Times, Futures Magazine, and many other well-known national and international publications. Ty Bernicke and Bernicke Wealth Management give back to the community and environment through numerous charitable endeavors. Ty spends his free time with his wife, two daughters, and one son. He also likes to fish, golf, and exercise.

© 2021 Bernicke Wealth Management, Ltd.

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